@charset "UTF-8";
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
:root{--ink:#19352f;--body:#344b45;--muted:#5e736c;--brand:#14664f;--brand-dark:#0d4b39;--mint:#eaf3ed;--paper:#f7f8f4;--white:#fff;--line:#dce4dd;--control:#71887c;--amber:#fcf3db;--amber-ink:#73511c;--error:#a52b32;--round:18px;--shadow:0 3px 16px #1b392806}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:100px}body{margin:0;color:var(--body);background:var(--paper);font:16px/1.8 "Pretendard","Noto Sans KR",-apple-system,BlinkMacSystemFont,"Segoe UI","Malgun Gothic",sans-serif;word-break:keep-all;overflow-wrap:anywhere}a{color:var(--brand);text-decoration-thickness:1px;text-underline-offset:4px}button,input,select{font:inherit}button,a,input,select{touch-action:manipulation}button{cursor:pointer}button:disabled{cursor:default;opacity:.6}a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,summary:focus-visible{outline:3px solid #277bcb;outline-offset:4px}h1,h2,h3{color:var(--ink);line-height:1.4;letter-spacing:-.04em;margin:0 0 14px}h1{font-size:38px;font-weight:800}h2{font-size:26px;font-weight:800}h3{font-size:20px}p{margin:0 0 18px}ul,ol{padding-left:23px}li{margin:8px 0}strong{color:var(--ink)}.wrap{width:min(800px,calc(100% - 40px));margin:auto}.skip{position:fixed;left:16px;top:-80px;z-index:100;background:var(--white);padding:12px}.skip:focus{top:12px}.site-header{background:#fffefb;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:20}.header-inner{min-height:76px;display:flex;align-items:center;gap:20px;justify-content:space-between}.brand{text-decoration:none;display:flex;gap:10px;align-items:center;color:var(--ink);font-size:19px;font-weight:800;letter-spacing:-.05em}.brand-mark{width:34px;height:34px;color:white;background:var(--brand);border-radius:10px;display:grid;place-items:center;flex-shrink:0}.brand-mark svg{width:23px;height:23px}.nav-main{display:flex;align-items:center;gap:22px}.nav-main a{text-decoration:none;font-size:14px;font-weight:650;min-height:44px;display:flex;align-items:center}.nav-main a[aria-current]{text-decoration:underline;text-decoration-thickness:2px}.menu-button{display:none;background:none;border:1px solid var(--line);border-radius:8px;min-height:44px;min-width:50px;color:var(--ink)}.utility-bar{border-bottom:1px solid var(--line);background:#f0f4ee;color:#51665c;font-size:12px;padding:5px 0}.utility-inner{display:flex;justify-content:space-between;gap:15px}.hero{padding:52px 0 36px;position:relative}.eyebrow{display:flex;align-items:center;gap:8px;letter-spacing:.1em;color:var(--brand);font-size:12px;font-weight:750;text-transform:uppercase;margin-bottom:17px}.eyebrow:before{content:"";width:22px;height:2px;background:var(--brand)}.hero h1{max-width:680px;line-height:1.42;margin-bottom:18px}.hero h1 em{font-style:normal;color:var(--brand)}.hero-lead{max-width:620px;font-size:17px;color:var(--muted)}.hero-note{font-size:13px;margin:20px 0 0;color:var(--muted);display:flex;gap:8px;align-items:center}.actions{display:flex;gap:10px;flex-wrap:wrap;margin-top:22px}.button{display:inline-flex;align-items:center;justify-content:center;gap:16px;min-height:50px;padding:12px 22px;background:var(--brand);border:1px solid var(--brand);border-radius:9px;color:var(--white);font-weight:700;text-decoration:none;font-size:15px;line-height:1.5}.button.secondary{background:white;color:var(--ink);border-color:var(--line)}.button.small{font-size:13px;padding:10px 14px;min-height:44px}.button.quiet{background:transparent;color:var(--brand);border-color:var(--control)}.section{margin:38px 0 46px}.section-head{display:flex;justify-content:space-between;align-items:baseline;gap:20px;margin-bottom:18px}.section-head h2{margin:0}.section-head>a{font-size:14px;white-space:nowrap}.section-kicker{font-size:12px;font-weight:700;letter-spacing:.08em;color:var(--muted);margin:0 0 6px}.card{background:var(--white);border:1px solid var(--line);border-radius:var(--round);padding:28px;box-shadow:var(--shadow);margin:18px 0}.notice{display:block;text-decoration:none;background:#fff9e9;border:1px solid #e9dbb5;border-radius:12px;padding:19px 22px;color:var(--amber-ink)}.notice strong{color:var(--amber-ink);display:block;font-size:16px;margin-bottom:4px}.notice p{font-size:14px;margin:0}.notice .notice-label{font-size:11px;font-weight:800;letter-spacing:.06em;margin-bottom:5px;display:block}.situation-list{background:white;border:1px solid var(--line);border-radius:var(--round);overflow:hidden}.route-card{display:flex;align-items:center;gap:18px;padding:21px 24px;color:var(--ink);text-decoration:none;border-bottom:1px solid var(--line);min-height:96px}.route-card:last-child{border-bottom:0}.route-card .symbol{display:grid;place-items:center;flex-shrink:0;background:var(--mint);border-radius:12px;width:46px;height:46px;color:var(--brand)}.symbol svg{width:24px;height:24px;fill:none;stroke:currentColor;stroke-width:1.6;stroke-linecap:round;stroke-linejoin:round}.route-card .label{font-size:17px;font-weight:750;display:block;line-height:1.5;margin-bottom:3px;letter-spacing:-.025em}.route-card .detail{font-size:14px;color:var(--muted);display:block;line-height:1.6}.arrow{margin-left:auto;font-size:22px;color:var(--brand);flex-shrink:0}.feature{padding:30px;background:var(--brand-dark);color:#e5efe8;border:0;position:relative}.feature h2,.feature h3{color:white}.feature p{max-width:580px;color:#d4e6da;font-size:15px}.feature .eyebrow{color:#c6dfce}.feature .eyebrow:before{background:#c6dfce}.feature .button{background:#e1efca;color:#284b33;border-color:#e1efca}.feature .tag{background:#ffffff18;border-color:#ffffff30;color:#e5efe8}.tag{font-size:12px;display:inline-block;border:1px solid var(--line);border-radius:5px;padding:2px 8px;color:var(--muted);vertical-align:middle}.feature-meta{margin-top:20px;display:flex;flex-wrap:wrap;gap:9px}.tool-list .route-card{background:white;border:1px solid var(--line);border-radius:12px;margin:10px 0;min-height:88px;padding:18px 20px}.tool-list .symbol{background:#eef0fa;color:#4c5496}.text-link{display:block;padding:17px 0;border-bottom:1px solid var(--line);text-decoration:none;color:var(--ink);font-weight:650;line-height:1.6}.text-link small{font-size:13px;font-weight:400;color:var(--muted);display:block;margin-top:5px}.text-link span{float:right;color:var(--brand);padding-left:12px}.process{counter-reset:steps}.process-step{position:relative;padding:0 0 25px 55px}.process-step:before{counter-increment:steps;content:counter(steps,decimal-leading-zero);position:absolute;left:0;top:0;display:grid;place-items:center;background:var(--mint);color:var(--brand);width:34px;height:34px;border-radius:50%;font-size:12px;font-weight:800}.process-step:not(:last-child):after{content:"";position:absolute;left:16px;top:42px;bottom:7px;width:1px;background:var(--line)}.process-step h3{font-size:18px;margin-bottom:5px}.process-step p{font-size:15px;margin:0;color:var(--muted)}.section-description{font-size:15px;color:var(--muted);margin-top:-4px}.ad-placement{margin:32px auto;padding:12px 0 18px;border-top:1px solid #e4e8e1;border-bottom:1px solid #e4e8e1;width:100%;background:#f2f4ef}.ad-label{display:block;text-align:center;font-size:10px;color:#718073;letter-spacing:.1em;margin-bottom:10px}.ad-placement:has(ins[data-ad-status="unfilled"]){padding-bottom:0}.breadcrumbs{padding:20px 0 8px;font-size:12px;color:var(--muted)}.breadcrumbs a{color:var(--muted)}.breadcrumbs span{margin:0 8px}.article-header{padding:25px 0 12px}.article-header h1{font-size:34px}.article-header .lead{font-size:17px;color:var(--muted);margin-top:15px}.meta{display:flex;gap:15px;flex-wrap:wrap;color:var(--muted);font-size:12px;margin:18px 0}.summary{background:var(--mint);border-left:4px solid var(--brand);border-radius:0 12px 12px 0;padding:22px 24px;margin:22px 0}.summary .summary-label{color:var(--brand);font-size:12px;font-weight:800;margin-bottom:9px;letter-spacing:.05em}.summary p:last-child{margin:0}.toc{background:white;border:1px solid var(--line);border-radius:12px;padding:20px 24px;margin:24px 0}.toc strong{font-size:15px}.toc ol{padding-left:20px;margin:10px 0 0}.toc li{margin:0}.toc a{display:block;padding:10px 0;font-size:15px;line-height:1.6}.article-body>section{margin:34px 0}.article-body>section p{line-height:1.95}.article-body h2{font-size:25px}.article-body h3{font-size:19px}.callout{padding:20px 24px;border:1px solid #dfd5b4;background:#fffbef;border-radius:12px;font-size:15px}.callout strong{color:var(--amber-ink)}.faq{border-top:1px solid var(--line)}details{border-bottom:1px solid var(--line);padding:0 2px}summary{cursor:pointer;min-height:58px;padding:17px 25px 17px 0;line-height:1.6;font-weight:650;color:var(--ink);list-style:none;position:relative}summary::-webkit-details-marker{display:none}summary:after{content:"+";position:absolute;right:4px;font-size:20px;top:12px;color:var(--brand)}details[open]>summary:after{content:"−"}details p{font-size:15px;margin:0 10px 22px 0;color:var(--body)}.source-box{border-top:1px solid var(--line);padding:24px 0;font-size:13px;color:var(--muted)}.source-box h2{font-size:17px}.source-box li{margin:10px 0}.source-box a{overflow-wrap:anywhere}.official-card{background:white;border:1px solid var(--line);border-top:3px solid var(--brand);border-radius:12px;padding:24px;margin:20px 0 32px}.official-card h3{font-size:19px}.official-card p{font-size:14px;color:var(--muted);margin:7px 0}.official-url{display:block;font-size:12px;color:var(--muted);overflow-wrap:anywhere;word-break:break-all;margin-bottom:15px}.official-card .actions{margin-top:15px}.official-card .button{min-height:46px}.site-footer{border-top:1px solid var(--line);background:#eef1e9;padding:32px 0 92px;margin-top:55px}.footer-brand{color:var(--ink);font-size:17px;font-weight:800;margin-bottom:12px}.footer-links{display:flex;flex-wrap:wrap;gap:8px 20px;margin:15px 0}.footer-links a{font-size:13px;color:var(--body);min-height:34px}.site-footer p{font-size:12px;color:var(--muted);line-height:1.9;margin:8px 0}.mobile-dock{display:none}.search-form{display:flex;gap:8px;margin:22px 0}.search-form input{flex:1;min-width:0;background:white;border:1px solid var(--control);border-radius:9px;padding:10px 14px}.search-results[hidden]{display:none}.search-results{background:white;border:1px solid var(--line);padding:12px 22px;border-radius:12px}.empty{padding:24px 0;color:var(--muted)}.tool-form{background:white;border:1px solid var(--line);border-radius:var(--round);padding:28px;margin:24px 0}.tool-form h2{font-size:22px}.field{margin:20px 0}.field label,.field>legend{display:block;color:var(--ink);font-weight:650;font-size:15px;margin-bottom:8px}.field input,.field select{display:block;width:100%;min-height:50px;padding:11px 13px;border:2px solid var(--control);border-radius:8px;color:var(--ink);background:white;font-size:16px}.field input[type=checkbox],.field input[type=radio]{display:inline-block;width:20px;min-height:20px;height:20px;margin-right:9px;accent-color:var(--brand)}.hint{display:block;font-size:13px;color:var(--muted);margin-top:7px;font-weight:400}.field input[aria-invalid=true]{border-color:var(--error)}fieldset{border:0;padding:0;margin:22px 0;min-width:0}fieldset legend{font-weight:700;color:var(--ink);margin-bottom:10px}.choice{display:flex;align-items:center;border:1px solid var(--line);padding:12px;border-radius:8px;margin:9px 0;line-height:1.6;min-height:48px}.choice input{accent-color:var(--brand);width:20px;height:20px;margin:0 12px 0 0;flex-shrink:0}.error-message{color:var(--error);font-size:14px;font-weight:600}.error-message:empty{display:none}.result{border:1px solid #b6d4c2;border-top:5px solid var(--brand);background:white;border-radius:12px;padding:26px;margin:28px 0;scroll-margin-top:110px}.result[hidden]{display:none}.result h2{font-size:22px}.result .value{display:block;font-size:36px;font-weight:800;color:var(--brand);line-height:1.4;margin:12px 0}.result p{font-size:15px}.result .summary-row{border-bottom:1px solid var(--line);padding:12px 0;display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap}.result .summary-row strong{color:var(--ink)}.result pre{white-space:pre-wrap;font:14px/1.8 inherit;overflow-wrap:anywhere}.payment-row,.change-row{border:1px solid var(--line);border-radius:10px;padding:14px;margin:14px 0;background:#fafbf8}.payment-row .field,.change-row .field{margin:7px 0 13px}.remove-row{border:0;background:none;color:var(--error);min-height:44px;font-size:13px;text-decoration:underline}.checklist-item{margin:14px 0;padding:16px 0;border-bottom:1px solid var(--line)}.checklist-item label{font-weight:700;display:flex;align-items:start;gap:12px;color:var(--ink);cursor:pointer}.checklist-item input{width:22px;height:22px;accent-color:var(--brand);flex-shrink:0;margin-top:4px}.checklist-item p{font-size:14px;margin:8px 0 0 34px}.check-progress{padding:14px;background:var(--mint);border-radius:8px;color:var(--brand);font-weight:700}.comparison{border:1px solid var(--line);border-radius:12px;padding:24px;background:white;margin:14px 0}.comparison p:last-child{margin:0}.policy-before,.policy-after{padding:16px 20px;border-left:3px solid var(--brand);background:var(--mint);margin:16px 0}.policy-after{border-color:#b6862e;background:#fff7e5}.policy-before h3,.policy-after h3{font-size:17px}.policy-current{display:inline-block;background:white;border:1px solid var(--line);border-radius:4px;font-size:11px;padding:0 7px;margin-left:8px}.home-check .field{margin:14px 0}.home-check .field label{font-size:14px}.home-check select{min-height:46px}.category-index{padding:20px 24px;border:1px solid var(--line);background:white;border-radius:14px;margin:16px 0}.category-index h3{font-size:20px}.category-index ul{padding:0;list-style:none;margin:0}.category-index .text-link{font-size:15px}.count{font-size:12px;color:var(--muted);font-weight:400;margin-left:8px}.trust-line{display:flex;align-items:center;gap:9px;font-size:12px;color:var(--muted);margin:20px 0}.trust-line svg{width:16px;height:16px;fill:none;stroke:var(--brand);stroke-width:1.5}.home-visual{width:100%;height:auto;margin-top:28px;display:block;border-radius:16px;border:1px solid var(--line)}.print-only{display:none}
@media(hover:hover){.button:hover{background:var(--brand-dark);color:white}.button.secondary:hover{background:var(--mint);color:var(--brand)}.route-card:hover{background:#f1f6ef}.route-card:hover .arrow{transform:translateX(3px)}.text-link:hover{color:var(--brand);text-decoration:underline}.notice:hover{background:#fff4d5}}
@media(max-width:650px){.wrap{width:calc(100% - 32px)}.header-inner{min-height:65px}.brand{font-size:17px}.brand-mark{width:30px;height:30px;border-radius:8px}.nav-main{display:none;position:absolute;left:0;right:0;top:65px;background:#fffefb;border-bottom:1px solid var(--line);padding:12px 20px;max-height:70vh;overflow-y:auto}.nav-main.open{display:block}.nav-main a{min-height:48px;border-bottom:1px solid var(--line)}.menu-button{display:block}.utility-inner{font-size:11px}.utility-inner .review-date{display:none}.hero{padding:34px 0 26px}.hero h1{font-size:29px;line-height:1.48}.hero-lead{font-size:15px}.hero .actions .button{padding:12px 15px;font-size:14px}.eyebrow{font-size:11px}.hero-note{font-size:12px}.section{margin:32px 0}.section-head{gap:10px}.section-head h2{font-size:22px}.section-head>a{font-size:12px}h2{font-size:23px}.card,.tool-form{padding:21px 19px;border-radius:14px}.route-card{padding:18px 17px;gap:13px;min-height:92px}.route-card .symbol{width:39px;height:39px;border-radius:10px}.route-card .label{font-size:15px}.route-card .detail{font-size:12px}.arrow{font-size:18px}.feature{padding:25px 21px}.feature h2{font-size:23px}.notice{padding:17px}.notice strong{font-size:15px}.notice p{font-size:13px}.article-header{padding:20px 0 8px}.article-header h1{font-size:28px}.article-header .lead{font-size:16px}.summary{padding:18px;font-size:15px}.article-body h2{font-size:22px}.article-body p{font-size:15px}.toc{padding:18px}.official-card{padding:20px}.official-card .actions{display:block}.official-card .actions .button{width:100%;margin:6px 0}.mobile-dock{position:fixed;bottom:0;left:0;right:0;display:flex;gap:10px;background:#fffefbf5;backdrop-filter:blur(12px);border-top:1px solid var(--line);padding:10px 16px calc(10px + env(safe-area-inset-bottom));z-index:30}.mobile-dock .button{flex:1;font-size:14px;min-height:45px;padding:10px}.result{padding:22px 18px}.result .value{font-size:30px}.section-description{font-size:14px}.tool-list .route-card{padding:16px}.process-step{padding-left:46px}.search-form .button{padding:10px 15px}.category-index{padding:18px}.hero-visual-label{font-size:12px}}
@media(max-width:359px){.brand{font-size:15px}.wrap{width:calc(100% - 28px)}h1,.hero h1{font-size:27px}.card,.tool-form{padding:18px 15px}.route-card .detail{font-size:12px}.route-card{padding:16px 13px;gap:10px}.route-card .symbol{width:34px;height:34px}.section-head>a{white-space:normal}.hero .actions{display:block}.hero .actions .button{width:100%;margin:5px 0}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{transition:none;animation:none}}
@media print{.site-header,.utility-bar,.mobile-dock,.ad-placement,.actions,.site-footer,.breadcrumbs,.toc,.search-form,.menu-button{display:none!important}body{background:white;font-size:12pt}.wrap{width:100%}.card,.result,.tool-form{box-shadow:none;break-inside:avoid}.print-only{display:block}details p{display:block}a{color:black}.hero{padding:10px 0}}